Boo Carter #23 of the Tennessee Volunteers celebrates his interception with Jalen Smith #39 Jacob Kupferman/Getty Images

Potential Disaster Scenarios for Top 12 College Football Playoff Teams

Morgan Moriarty

The new 2024 College Football Playoff rankings were released on Tuesday night, with risers and fallers across the board following a chaotic weekend.

As the regular season comes to a close, there are several possible disaster scenarios for each of the 12 teams, including some outside of the Top 12 that have shots at getting bids.

Let's run through each team's potential disaster scenario that could knock them out of the playoff hunt. We'll also include how likely it is that a scenario might play out.

Bubble Teams to Keep an Eye on Part I

TAMU head coach Mike Elko Ken Murray/Icon Sportswire via Getty Images

Texas A&M

Winning out is the best chance for the Aggies. Here's what it has left:

Things get pretty interesting in the SEC, even with an Aggie loss to either Auburn or Texas.

You see there is the possibility of an eight-way tie for first place in the SEC, if Georgia beats Tennessee, the winner of Texas-TAMU drops a game before that matchup and Ole Miss, LSU, Alabama and Missouri win out. I won't bore you with the specifics of each tiebreaker scenario, but just know that things don't look settled whatsoever in the SEC. We'll see how it will play out.

Clemson Tigers and SMU Mustangs will likely have to rely on ACC tiebreakers

Clemson is currently tied for second in the ACC behind undefeated SMU, alongside 9-1 Miami. These three teams don't play each other, so ACC tiebreaker rules will likely need to apply to determine who goes to the ACC Championship Game. ACC rules this year will use the winning percentage of common opponents, followed by the winning percentage of each team's conference opponents.

SMU still has to play Boston College, Virginia and Cal. Clemson has to play at Pitt, The Citadel and South Carolina. Whoever makes it to the ACC title game obviously is in a win and you're in scenario. But there is the real potential for one of these teams to be left sitting at home on conference championship Saturday and not getting a bid, depending on how they end the regular season.

Bubble Teams to Keep an Eye on Part II

Shedeur Sanders #2 of the Colorado Buffaloes John E. Moore III/Getty Images

Second place in the Big 12 is wide open between Colorado, Kansas State, Iowa State and Arizona State

Colorado is second in the Big 12 with a 5-1 conference record. The Buffs have remaining games against Utah, at Kansas and vs. Oklahoma State. Win all of those, and the Buffs will go to the Big 12 title game.

But if Colorado drops one, it will join Iowa State, Kansas State and Arizona State tied for second place in the conference. There are multiple tiebreaker rules that will determine who goes to the Big 12 title game if this happens. If whichever team goes to Arlington in December beats BYU, a top-four bid is guaranteed.

UNLV Rebels

If Colorado State, which is tied for first in the conference, stumbles and the Rebels get into the Mountain West title game, beating Boise State would make a case for UNLV to earn a bid. Anything less than that won't cut it, playing in a non-Power conference with two losses already. But UNLV isn't the only Group of Five team in the mix for a bid, which brings us to…

Army Black Knights

The clear path for Army to earn a playoff bid has two parts:

  1. Finish undefeated—which includes a win over Notre Dame—and win the American Athletic Conference.  title game, presumably against Tulane
  2.  Hope Boise State majorly stumbles and finishes with two losses, either in the regular season or falls in the MWCCG. 

The committee's initial rankings of Army at 25th despite being undefeated, compared to Boise State's 12th means the committee drastically values the strength of the Mountain West's teams compared to the AAC. Mountain West teams are a combined 52-61, whereas the AAC teams are 65-64 overall. If Army stays unbeaten and still ranks low, the committee will likely be asked plenty of questions about this.

Georgia Bulldogs

The Dawgs still have to play Tennessee and Georgia Tech. Losing both and finishing with four losses would be enough to knock the Bulldogs out of the playoff hunt entirely. Luckily for Georgia, the Dawgs get both Tennessee and rival Georgia Tech at home.

A loss to just Tennessee could keep the Dawgs in the mix. Depending on what happens to the other SEC teams in the mix, there's a real chance that Georgia, Texas, Alabama, Tennessee and Ole Miss could all be in a tie for second place. Although the Dawgs have played all of these teams, nobody would be eliminated or win the tiebreaker, per The Athletic's reading of the rules. So the Dawgs' chances at an SECCG berth could hinge on the various tiebreak scenarios, as well as what happens elsewhere among those four other teams.

Seeds 9-12: 9. Notre Dame, 10. Alabama, 11. Ole Miss, 12. Boise State

Notre Dame head coach Marcus Freeman Michael Reaves/Getty Images

Notre Dame Fighting Irish

The obvious disaster: Lose three straight against Virginia, Army and at USC

Notre Dame has looked great since the Irish's 16-14 home loss to Northern Illinois earlier in the season, including three signature wins over Texas A&M, Louisville and Navy. As unlikely as it may sound, the Irish losing out to close the season would unquestionably knock Notre Dame out.

The next disaster: Lose to either Army or USC

How the committee views Notre Dame is going to be interesting to watch as the rest of the season plays out. The Irish don't play in a conference, so don't have to worry about winning or losing on Championship Saturday. But if ND finishes with two losses and other teams in conference title games impress the committee, we could have some trouble for the Irish here. ND not playing on Championship Saturday could be considered a blessing and a curse, depending on how that day plays out.

Alabama Crimson Tide

The obvious disaster: Lose to both Oklahoma and Auburn

Alabama already having two losses means that the Tide likely has to win out to have an SECCG or playoff shot. Yes, there is the obviously chaos scenario of the SEC's eight-way tiebreaker, but finishing with four losses knocks Alabama out entirely.

The next disaster: Losing one of those games

Same situation as Georgia, essentially—we could see multiple teams tied for second place in the conference vying for an SEC title game spot, which makes this potentially an even more stressful disaster scenario for Alabama fans.

Boise State Broncos

The obvious disaster: Lose out to San Jose State, Wyoming and Oregon State

This would put the Broncos with four regular-season losses. As good as Boise State has looked all season, a four-loss team won't cut it, even in the expanded 12-team field.

The next disaster: Drop one of its last three games

Oregon State and Wyoming are both sitting below .500, so let's just assume Boise State falls on the road against 6-3 San Jose State this Saturday. A loss there puts Boise State tied for second in the Mountain West standings, alongside UNLV. The Broncos would get to edge to go to the MWCCG over the Rebels, thanks to Boise's 29-24 win over UNLV earlier in the year. Colorado State looks on-track to go to the MWC title game, sitting at 4-0 in the conference.

Ole Miss

The obvious disaster: Losing at Florida and at home against Mississippi State
A four-loss team likely won't cut it.

The next disaster: Falling victim to the SEC tiebreaker scenarios

Depending on what happens within the SEC, whichever teams play in the SEC title game could both earn bids. Will there be enough room for an Ole Miss team with three SEC teams in front of it? We'll just have to wait and see.

Seeds 5-8: 5. Ohio State, 6. Penn State, 7. Indiana, 8. Tennessee

James Black/Icon Sportswire via Getty Images

Ohio State Buckeyes

The obvious disaster: Lose to both Indiana and Michigan

A three-loss Buckeyes team that failed to make it to the Big Ten title game doesn't exactly make a compelling case for a bid, even in the expanded 12-team system. But the good news for the Buckeyes is that this seems like quite the unlikely scenario—ESPN's FPI gives OSU a 93.1 percent chance of beating the Wolverines on Nov. 30. Plus, that game is in Columbus, where Ohio State hasn't lost all season

The next disaster: Lose to either Indiana or Michigan

Doing either would likely knock the Buckeyes out of contention for the Big Ten title game, assuming Indiana, Oregon and Penn State win out. If Ohio State falls in a close one to Indiana, a bid could still be on the table, given its. only other loss being by one-point to Oregon. But a loss to Michigan, which is 3-4 in conference play, likely knocks the Buckeyes out.

Penn State Nittany Lions

The obvious disaster: Lose their remaining three games against Purdue, Minnesota and Maryland

Losing to Purdue and sure seems unlikely, but that's why we're running through every possible disaster. The two teams are a combined 5-13 overall, and the Terps and Boilermakers are at the bottom of the Big Ten, although Minnesota is 6-4 on the season. Which leads us too…

The next disaster: Lose at Minnesota

This one happening doesn't seem as far-fetched. The Golden Gophers are tied for third in the Big Ten, and are 2-1 against conference opponents at home this season. A two-loss Penn State team likely still gets into the playoff, but likely as a much lower seed.

Indiana Hoosiers

The obvious disaster: Lose to both Ohio State and Purdue

Indiana's biggest test of the season comes next Saturday, when the Hoosiers take on No. 2 Ohio State. Unsurprisingly, the Buckeyes are heavy favorites.

ESPN's FPI gives Indiana just a 26.8 percent chance of winning against the Buckeyes. If Indiana drops back-to-back games against Ohio State and the 1-8 Purdue Boilermakers, losing a bid looks likely. Especially with the likes of Oregon, Penn State and Ohio State in front of Indiana in the Big Ten standings, if that happens.

The next disaster: Lose to just the Buckeyes

In this scenario, the Hoosiers should still have no problems earning a bid as a one-loss team, even without a conference title game trip.

Tennessee Volunteers

The obvious disaster: Lose to Georgia and Vanderbilt

This scenario doesn't seem all that far-fetched—the Dawgs are still a very good team, even with two losses. Tennessee also hasn't won in Athens since 2016. And Vanderbilt knocked No. 1 Alabama off at home and nearly beat then-No. 5 Texas in Nashville, too.

The next disaster: Lose just one of those games

It's unclear if this puts Tennessee dead in the water or not. A lot of that depends on what happens to the other multiple two-loss conference teams in the hunt for the SECCG, like Georgia, Ole Miss, Alabama and Missouri. I won't attempt to break anyone's brain by lying out each and every possible SEC title game scenario. So for now, just know things get massively complicated if Tennessee drops a game to either Georgia or Vanderbilt.

Seeds 1-4: 1. Oregon, 2. Texas, 3. BYU, 4. Miami

Ali Gradischer/Getty Images

Oregon Ducks

The obvious disaster: Finish with two or more losses

Sure, this scenario seems unlikely given how dominant Oregon has looked all season. But if the Ducks lose at least one of their last two games against Wisconsin or Washington and then fall to Indiana in the Big Ten title game, a playoff bid would likely disappear real quick.

The next disaster: Lose to Indiana in the Big Ten title game

This one doesn't seem as daunting. A one-loss Oregon team that falls to a currently undefeated Indiana team likely wouldn't completely knock the Ducks out. But depending on what happens with other conferences that have several contending teams, it could potentially be enough to keep Oregon out.

Texas Longhorns

The obvious disaster: Lose to Arkansas, Kentucky and Texas A&M

Sure, this seems unlikely, especially given Kentucky's 3-6 overall record. But this is theoretically the one thing that could know Texas completely out, if it happens.

The next disaster: Lose to just Texas A&M, or TAMU and Arkansas

The good news for Texas is that the Longhorns have just one loss, so even finishing with two or three losses may not be enough to knock Texas completely out. And we touched on how messy the SEC tiebreaker scenarios are. So for this one, let's just say we'll wait and see just how much of a disaster either of these losses are.

BYU Cougars

The obvious disaster: Lose the next three games against Kansas, Arizona State and Houston

This scenario would knock the undefeated Cougars out of Big 12 title game contention, and make it virtually impossible to get a bid. Not to mention Houston and Kansas have a combined 7-11 record, which would make losing to either pretty damning.

The next disaster: Lose at Arizona State

This game is by far the toughest one remaining for the Cougars. The Sun Devils are 7-2 overall, and haven't lost at home all season. Unsurprisingly, ESPN FPI gives BYU just a 50.7 percent of winning on Nov. 23. Still, one loss here and BYU will still go to the Big 12 title game, assuming it beats both Kansas and Houston.

Miami Hurricanes

The obvious disaster: Lose to both Wake Forest and Syracuse

The Hurricanes have a 95.8 percent chance of beating Wake Forest next weekend, and an 83.9 one against Syracuse. So as improbable as it sounds, losing both would knock Miami out of both playoff and ACC title game contention.

The next disaster: Lose one of its last two games

A two-loss Miami team means SMU or Clemson would likely go to the ACC title game, assuming both of them win out. Miami losing to Georgia Tech and a sub-.500 Wake Forest likely knocks the 'Canes out, as does a loss to 6-3 Syracuse.

   

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